Ledgerly

A calm monthly budget in ten minutes

ledgerly.exampleMade by Kofi MensahTested 7 days ago

Ship Score

89/100

Our verdict

The simplest budget we tested that you'll actually keep using

Ledgerly asks you for three numbers and builds a monthly plan from them. Categorizing a month of test transactions took us under ten minutes, and the weekly email told us exactly what we could still spend.

It earns its trust score: clear privacy policy, no bank password stored on its servers, and an export that includes everything. Power users will miss investment tracking.

Great for: Anyone who has quit a budgeting app before
Skip it if: You want investment and net-worth tracking in one place